The top 5 debt excuses we hear

There’s plenty of debt excuses that trap people in debt, despite the solutions we provide here. Loans and credit cards will see nearly all Australians in debt at some point in their lives.

Luckily, it doesn’t stay that way. We have helped thousands of people. We’re excited to help you too!

Debt excuses

Sometimes it’s just a change of attitude that can make a lasting change. If you’re looking to get out of debt, then check if any of the top 5 excuses below are stopping you from getting out of the cycle.

1. Waiting for opportunities

Certainly we’re advocates of setting financial goals. Just don’t keep moving the goal posts. Simply don’t wait until you get a new job or promotion.

The longer you’re in debt, the more in the red you are. You’ll end up paying more interest, with greater overall payments. That really sucks.

2. False beliefs about your debt

Some people feel that their debt doesn’t affect their day to day life. The truth is that it absolutely impacts you in the long term.

Even for those who are fans of frugal living, every dollar spent on debt reduction is one step closer to a debt free lifestyle. These funds can help you build wealth for the future.

3. Deciding debt isn’t a priority

Debts simply aren’t all equal. But most are high interest, and need to be addressed. Do this before it gets too bad.

Don’t ignore what’s really happening. It won’t go away. If you miss or delay payments, you could wind up with much bigger payments on your hands. Address it before it gets really bad.

4. Choosing to pay just the minimum

This is a HUGE mistake if you’re committed towards joining a community of people who are debt free. In fact, this is the most common of the debt excuses out there. The smallest possible monthly payment really only makes sense for those that must be on a tight budget.

If you can, then you SHOULD make more than the minimum repayments. Continue to increase your monthly payments as your financial situation improves. You’ll be better off in the long run.

5. Not knowing your options

For those who are feeling trapped, and don’t know the way out, then get in touch with us. We can help you. We’re only one message or phone call away.

We’re happy to have a chat. That is – as friends. A complimentary phone call can really help you out. We are here to help.

Starting today without debt excuses

Debt is a real thing. Don’t let these excuses get in your way to address and (eventually) eradicate this financial disease.

Allow yourself the opportunity to reach out to us. We can help you! We believe in your dreams of living the debt free lifestyle. Our plans really have helped thousands of Australians.

We don’t have excuses. The Debt Free Community is focused on results. That is – we’re committed to helping Australians get out of debt starting today.

We’re just willing to help you navigate the hurdles. If you’re suffering from a massive debt burden, then we can absolutely help you.